Home Equity Lines of Credit

A revolving line of credit secured by your home, offering flexible access to funds for major expenses like home improvements, education, or unexpected needs.

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A Flexible Approach to Home equity

Home equity financing designed to help you manage large expenses, fund improvements, or provide financial flexibility. Connect with a banker to discuss your needs and how a HELOC may fit your situation.

Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC)* is a revolving line of credit secured by equity in your home, giving you the flexibility to access funds for large expenses such as home improvements, college tuition, or unexpected needs.

Local support and responsive decisions

Our lending team provides a streamlined application process with clear guidance and timely decisions, helping you understand your options from the start.

What to expect

  • Line amounts from $25,000 to $1,000,000
  • One application with expedited approval turnaround for lines up to $150,000 (for qualified borrowers)
  • Available on eligible rental properties

Available discounts

  • 0.25% rate discount for automatic payments from a Bank of Marin account when established at origination
  • 0.25% rate discount if the property’s combined Loan-to-Value (LTV) is 50% or less

*Refer to the Home Equity Line of Credit Application Disclosure for complete terms and conditions.

Talk through Your Home Equity Options

Connect with a banker to explore how a HELOC works and whether it aligns with your financial goals.