California Privacy Statement

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EFFECTIVE DATE: 01/1/2020
REVISED 05/06/2026

This PRIVACY STATEMENT FOR CALIFORNIA RESIDENTS (“Notice”) supplements the information contained in the Privacy Notice of Bank of Marin (collectively, “we,” “us,” or “our”) and applies solely to individuals who reside in the State of California (“consumers” or “you”). Bank of Marin adopts this Notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) as amended by the California Privacy Rights Act (“CPRA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.

Personal Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“Personal Information”).

We may allow analytics providers to collect limited information about website and digital banking usage. Where applicable, such providers act as service providers or contractors and are contractually restricted from using Personal Information for purposes other than providing services to Bank of Marin.

Sensitive Personal Information

Certain Personal Information we collect may be classified as “Sensitive Personal Information” (“SPI”) under the CPRA, such as government identifiers, account access credentials, and precise geolocation. Bank of Marin collects and uses SPI only for purposes permitted by the CPRA, including providing financial products and services, fraud prevention, security, legal compliance, and related business purposes.

California residents may limit the use and disclosure of SPI as permitted by law.

Categories of Personal Information Collected

Category of Personal Information Representative Data Elements Do We Collect?
Identifiers
  • Real name or alias
  • Postal address
  • Unique personal identifier
  • IP address
  • Social Security number
  • Passport number
  • Driver's license number
  • Telephone number
  • Email address
  • Account name
 Yes
California Customer Records Information
  • Name
  • Signature
  • Government ID number
  • Physical characteristics
  • Insurance policy number
  • Employment history
  • Bank account number
  • Credit card number
  • Debit card number
  • Other financial information
  • Medical information
  • Health insurance information
 Yes
Protected Classification Characteristics
  • Date of birth / age
  • Gender
  • Veteran or military status
  • Marital status
  • Race
  • Ethnicity / national origin
  • Religion
  • Disability
 Yes
Commercial Information
  • Records of personal property
  • Products or services purchased
  • Products or services considered
  • Purchasing histories and tendencies
 Yes
Biometric Information
  • Fingerprints
  • Faceprints / face imagery
  • Voiceprints and voice recordings
 Yes
Internet or Similar Network Activity
  • Mobile device information
  • Location information
  • Contacts
  • Camera data (with permission)
 Yes
Geolocation Data
  • Physical location
  • Movement information
  • Precise geolocation
 Yes
Sensory Data
  • Audio
  • Visual
  • Electronic recordings
 Yes
Professional / Employment Information
  • Current or past job history
  • Performance evaluations
 Yes
Non-Public Education Information
  • Enrollment records
  • Grades and transcripts
  • Student schedules
  • Student financial information
 Yes
Inferences
  • Preferences
  • Characteristics
  • Behavioral summaries
 Yes
Sensitive Personal Information
  • Government identifiers
  • Account credentials
  • Precise geolocation
  • Racial or ethnic origin
  • Religious or philosophical beliefs
  • Union membership
  • Biometric identifiers
  • Health information
 Yes

Sources of Personal Information

  • Directly from clients
  • Indirectly from clients
  • Website and online banking activity
  • Third parties such as credit reporting agencies

Purpose for Collection and Use

Purpose Examples
Provide and Manage Products and Services Establish accounts, process transactions, provide checking accounts,
credit cards, loans, and related services.
Research and Analytics Analyze website and mobile application usage, improve services,
identify usage trends, and support innovation.
Marketing and Advertising Send marketing communications and promote products and services.
Digital and Mobile Services Use device features such as location, camera, contacts, and security
functions to enhance customer experience and account protection.

Sharing Personal Information

Category of Personal Information Categories of Recipients
Identifiers Affiliates, service providers, contractors, representatives,
professional advisors, business partners, risk/legal/compliance functions.
Customer Records Information Service providers, contractors, representatives,
professional advisors, business partners.
Protected Classifications Service providers, contractors, representatives,
professional advisors, business partners.
Commercial Information Service providers, contractors, representatives,
professional advisors, business partners.
Biometric Information Service providers and contractors.
Internet Activity Service providers, contractors, analytics providers,
risk/legal/compliance functions.
Device Information Advertising and analytics providers.
Geolocation Data Service providers and contractors.
Sensory Data Service providers and contractors.
Employment Information Service providers, contractors, representatives,
risk/legal/compliance functions.
Education Information Service providers and contractors.

Data Retention

Bank of Marin retains personal information, including sensitive personal information,
for as long as reasonably necessary to fulfill business, legal, regulatory, audit,
and operational requirements. Information is securely deleted when no longer required.

Selling and Sharing

Bank of Marin does not sell personal information and does not share personal information
for cross-context behavioral advertising.

Your California Privacy Rights

  • Right to Know / Access
  • Right to Delete
  • Right to Correct
  • Right to Limit Use of Sensitive Personal Information
  • Right to Non-Discrimination

Exercising Your Rights

Phone: 1-866-626-6004 (Option 6)
Email: branchservices@bankofmarin.com

Response Timing and Format

Requests are generally processed within 45 days, with extensions up to 90 days
when permitted by law.

Financial Incentives

Bank of Marin does not offer financial incentives in exchange for personal information
unless expressly permitted by law.

Changes to This Notice

The notice may be updated periodically and changes will be posted on the Bank's website.